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Hi everybody how you doing everybody there we got four on the line this is Lauren how are you doing okay good all right let's see I've unmuted everybody so we can start some conversation here first give me an idea as to what your weak spots are that you want to emphasize a little bit more in tonight's webinar it's quiet out there all right so who has a scheduled test date somebody nobody Wow okay you want to put a deadline to this exam the more that you wait think you're not ready the more you're gonna push it back and the more you actually forget then retain always keep in mind this is all short-term memory just hunker down focus study take pass a test and you're done continuing education is typically online with an open book exam so that's the easy part so between the property and cows exam and this exam this one's typically easier for most people because it's more of a conceptual exam all right I'm gonna leave it unmuted if he gets too noisy I'll go ahead and mute everybody but we'll go ahead and get started okay if you have not registered and considering go to LGD study comm this particular program the length agent or life accident and health program is only $50 if you do have questions even after this webinar you can call me or you can also email me at Lauren at LGD consulting calm okay all right so they do have some talking over here so okay can't speak okay second wakame okay gotcha all right all right go ahead mute okay let's get a little more days off alright so meet everybody alright so it begin again if you haven't registered considerate it's only fifty dollars and with that you also have access to me to ask me questions any time okay I'm not going to be recording this one tonight I do have a couple already posted I'm probably going to revamp this presentation and then record another version and put it online so any questions pitch them out here in California the test is 150 questions a lot of other states is 150 questions also here some of you may be from other states but in California yelling means 60% to pass now as much as it seems like Wow 60% unless I get D you can like close your eyes and probably pick answers and pass it's not an easy D they do where the questions pretty different than how you normally speak and so it is a little bit confusing so yeah other states you need 70% about 810 years ago it was 70% here in California but there are some issues where they lowered the passing score rather than make the questions easier okay you have three hours to do 150 questions in California we go to psi exams I think in other states also you can register at