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Video instructions and help with filling out and completing Texas state insurance

Instructions and Help about Texas state insurance

Hi everybody how you doing everybody there we got four on the line this is Lauren how are you doing okay good all right let's see I've unmuted everybody so we can start some conversation here first give me an idea as to what your weak spots are that you want to emphasize a little bit more in tonight's webinar it's quiet out there all right so who has a scheduled test date somebody nobody Wow okay you want to put a deadline to this exam the more that you wait think you're not ready the more you're gonna push it back and the more you actually forget then retain always keep in mind this is all short-term memory just hunker down focus study take pass a test and you're done continuing education is typically online with an open book exam so that's the easy part so between the property and cows exam and this exam this one's typically easier for most people because it's more of a conceptual exam all right I'm gonna leave it unmuted if he gets too noisy I'll go ahead and mute everybody but we'll go ahead and get started okay if you have not registered and considering go to LGD study comm this particular program the length agent or life accident and health program is only $50 if you do have questions even after this webinar you can call me or you can also email me at Lauren at LGD consulting calm okay all right so they do have some talking over here so okay can't speak okay second wakame okay gotcha all right all right go ahead mute okay let's get a little more days off alright so meet everybody alright so it begin again if you haven't registered considerate it's only fifty dollars and with that you also have access to me to ask me questions any time okay I'm not going to be recording this one tonight I do have a couple already posted I'm probably going to revamp this presentation and then record another version and put it online so any questions pitch them out here in California the test is 150 questions a lot of other states is 150 questions also here some of you may be from other states but in California yelling means 60% to pass now as much as it seems like Wow 60% unless I get D you can like close your eyes and probably pick answers and pass it's not an easy D they do where the questions pretty different than how you normally speak and so it is a little bit confusing so yeah other states you need 70% about 810 years ago it was 70% here in California but there are some issues where they lowered the passing score rather than make the questions easier okay you have three hours to do 150 questions in California we go to psi exams I think in other states also you can register at.


Why do Democrats find universal healthcare appealing?
I had really good insurance once.Specifically I was working for a new company after leaving a government contractor position. I was paying through the nose for COBRA (mandatory, employee fully paid +a small administrative fee continued medical coverage) on an excellent plan. The cost was north of $400 a month for a 25 year old with no chronic or currently treated conditions.I was a good boy. I paid all my premiums and didn’t cheap out.Then my appendix ruptured and I ended up at the wrong hospital. Out of network. I’d have died had I tried to get to a more distant one or call in for approval.When I left the hospital a month later I had lost 18 pounds of muscle and racked up a $340,000+ bill.My insurance company stiffed me.Rejected.Rejected.Rejected.Rejected.Then• No answer.I was fired from the only job I have ever been fired from in 20 years in the workforce because I freaked out and my work product slipped. My previously near perfect credit rating was getting battered by the hospital.A deadline was approaching. The Republican “bankruptcy reform” that made it more difficult to discharge debt. I pushed the button on bankruptcy to escape that 1/3 of a million dollar debt less than 30 days before the reform.I had precisely $1 in my bank account for every $1000 I owed and no job when I filed for bankruptcy. I gave most of it to the Bankruptcy Lawyer and bought myself a Super Sized Value Meal at McDonald's with the last $10 to celebrate. Then I moved back in with my parents for 3 days. Then I shipped out to do emergency work in Hurricane Katrina.I had 1 life until that day. It was an awesome life. I live a new life now. My credit never recovered, My student loans are in default beyond my ability to ever fix even though I have been square with everyone else since.I did everything right. Yet the medical insurance system ruined my first life.This is my life now.I am 38. Unless I win the lottery or legislation/SSDI approval fixes my student loans I will die in “debt.” I am unqualified for a security clearance that I once had and relied on because my insurance companies (Blue Shield/Aetna) screwed me.Then the Insurance Companies made me screw the hospital that saved my life out of that same $340,000. I had never welched on a debt before. I have not done so since.Now I have the VA. Now I need the VA. Thank God for the VA. I have 3 notches I cut into the top of my VA card, Each represents a time I would have died if the VA had not saved my poor ass.The VA is single payer (mostly.) It is crap sometimes, but it beats the alternative.Yeah. I know I posted the same picture twice. Maybe we should look into caring for everyone as I am now cared for.
Hi. Anyone familiary with owning real estate in a different state? I own a property in Texas and recently just moved to Arizona. Is there any paperwork I should fill out with Texas?
Each state has different laws regarding tax liabilities, etc. Speak with an attorney and a tax professional in your state of residence, as well as the other state(s) in which you own real estate to learn about the implications. All the best to you!
How hard is it for insurance to cover prescriptions refilled out of state?
You asked: How hard is it for insurance to cover prescriptions refilled out of state? Allow me to introduce you to a similar concept: How difficult is it to get a prescription filled in another state, whether your Health Insurer will "cover" it or not?Answer: What if your prescription is for a restricted medication, e.g. such as those that are Schedule II, III, IV, or V under DEA regulations? The answer to that depends on at least two parties: the laws/regulations of the State where you want to obtain your Rx refill, and the policy of that particular pharmacy or pharmacy chain in that same state. From personal experience, DO NOT ASSUME that Scheduled medications will be refilled in any other state. Find out IN ADVANCE.
How could the federal government and state governments make it easier to fill out tax returns?
Individuals who don't own businesses spend tens of billions of dollars each year (in fees and time) filing taxes.  Most of this is unnecessary.  The government already has most of the information it asks us to provide.  It knows what are wages are, how much interest we earn, and so on. It should prthe information it has on the right line of an electronic tax return it provides us or our accountant.  Think about VISA. VISA doesn't send you a blank piece of paper each month, and ask you to list all your purchases, add them up and then penalize you if you get the wrong number.  It sends you a statement with everything it knows on it.   We are one of the only countries in the world that makes filing so hard. Many companies send you a tentative tax return, which you can adjust. Others have withholding at the source, so the average citizen doesn't file anything.California adopted a form of the above -- it was called ReadyReturn. 98%+ of those who tried it loved it. But the program was bitterly opposed by Intuit, makers of Turbo Tax. They went so far as to contribute $1 million to a PAC that made an independent expenditure for one candidate running for statewide office. The program was also opposed by Rush Limbaugh and Grover Norquist. The stated reason was that the government would cheat taxpayers. I believe the real reason is that they want tax filing to be painful, since they believe that acts as a constraint on government programs.
How to decide my bank name city and state if filling out a form, if the bank is a national bank?
Somewhere on that form should be a blank for routing number and account number. Those are available from your check and/or your bank statements. If you can't find them, call the bank and ask or go by their office for help with the form.  As long as those numbers are entered correctly, any error you make in spelling, location or naming should not influence the eventual deposit into your proper account.
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